In today's changing economic climate, we are faced with many new challenges. The solution to dealing with change successfully is to gain control over our financial affairs. Control comes from identifying goals and putting into action a plan that will achieve those goals.

MemberSolutions is a software program that answers your financial questions. It provides you with a preliminary analysis that will help you identify and achieve your financial goals. A few of the most popular financial calculations are featured here.

Deposit Calculations
These calculations can forecast the future value of a deposit or series of deposits. Other features include present and future value of deposits as well as determining the interest rate earned.

• Projected Value of a Deposit
  Calculate the future value of a deposit such as a term deposit, or registered retirement savings plan (RRSP) over an extended period of time.
• Projected Value of a Series of Deposits
  Calculate the future value of a series of uniform deposit amounts such as a registered retirement savings plan (RRSP).
• Deposits Needed for a Future Sum
  Calculate the deposit amount needed to reach a specific future sum such as a home or automobile down payment.

Loan & Mortgage Calculations
Assists in determining the most effective method of repayment of loans including mortgages and allows you to project the effects of lump sum payments and different payment frequencies. It also calculates a full payment history for the life-time of a mortgage.

• Loan Payment Calculation
  Calculate the principal and interest amount required to pay off a loan at a specified interest rate and period of time such as an automobile loan.
• Effect of Lump Sum Payment on a Loan
  Calculate the savings in interest and time by making a lump sum payment on a loan such as an automobile loan.
• Mortgage Payment Schedule
  Calculate the payment required to amortize a mortgage loan.

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