Boxing Day is a staple of the holiday season. After a day filled with family, gifts, friendship, and turkey, we head to bed early in anticipation of waking up at the crack of dawn for some of the hottest deals of the year. While many deals exist online, and in some cases, for multiple days, there are still some incredible savings to be had by going down in-person and waiting in line. As a result, we’ve assembled some tips for getting the most out of Boxing Day without breaking the bank or losing a finger in the cold.
1. Browse the FlyersFlyers contain your portal to savings. Think of them as your sales radar. With businesses wanting to market their reduced prices to as many people as possible in advance, there are plenty of paper or digital flyers to peruse and get a sense of what you want on Boxing Day.
2. Set a BudgetAfter looking through the flyers, you’ll likely know what items and stores you’re interested in, and now is a perfect time to look at your budget. Keep your regular expenses in mind, and that it isn’t worth buying something that’ll put you in financial dire straits. One big ticket item or a handful of smaller ones are the best way to keep your spending in-check.
3. Make a ListOnce you’ve set your budget, put together a list of items in order of importance. This is the best way to avoid impulsive over-spending. Having a list of items can also keep you focused, cutting down on the time you spend in each store. Walking around to browse only reduces your chances of getting a good deal on items later in the day.
4. Ensure You’re Actually Getting a DealNot all businesses are this way, but there are many that hold a Boxing Day sale without really giving you much of a deal. They hope consumers won’t compare their pricing to other businesses. Make sure you familiarize yourself with the regular pricing of the items on your list before rushing out to the store.
5. Plan Your RouteNot everyone will want to visit one store and call it a day. With Boxing Day deals existing almost everywhere in the city as well as in smaller communities, planning out the day can increase your chances of getting the items you want. Prioritize your route based on your list and the items you think will sell out the fastest.
7. Online ShoppingWith Boxing Day evolving into Boxing Week and, in some cases, Boxing Month, the things you care about may actually end up on sale for a much longer period of time than anticipated. Checking out online retailers is a great way to get an idea of whether or not you even need to head out into the cold to wait in line with fellow shoppers. Take a look to see what you can find, but also try and support local business wherever possible. The holidays are supposed to be about warmth and kindness, after all!
August 15, 2019 (Portage la Prairie, MB) — At a special membership meeting Thursday evening, members of Stride Credit Union voted overwhelmingly in support of a board proposal to amalgamate with Beautiful Plains Credit Union.
“Our board and management groups put together a proposal that we believed would benefit our members, employees, and communities — and with these votes, members validated that belief,” said Stride CEO Brent Budz.
“Tonight we’re happy for our members, because this was the right decision for both our organizations,” added Stride board chair Winnie Pauch.
Members of Beautiful Plains Credit Union voted in favour of the proposal in a separate meeting Wednesday evening.
“These votes show the credit union system in action, where the co-operative principle of ‘democratic member control’ gives member-owners the final say on important initiatives,” said Beautiful Plains board president Ron Jesson.
Beautiful Plains general manager Gord Sylvester explained that amalgamations like this one allow the organizations to stay close to their collective roots, “while taking advantage of economies of scale in key areas of our operations."
The amalgamation creates a credit union with $720 million in assets and 19,200 members, with branches in Austin, Gladstone, Glenella, MacGregor, Neepawa, Oakville, Plumas and Portage la Prairie.
“The management groups, boards, and employees of both credit unions are pleased with the results and very excited to get down to the work of gearing up to have everything in place for when the amalgamation comes into effect on January 1, 2020,” Budz said.
The amalgamation is subject to regulatory approval.
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Brent Budz, CEO, Stride Credit Union, (204) 385-6171
Gord Sylvester, GM, Beautiful Plains Credit Union, (204) 476-7800
Information about the proposal is available at www.stride-bp.ca.
Credit Union Central of Manitoba (CUCM) now has its own site, cucm.org.
Formerly incorporated into the public site, the new, stand-alone site allows CUCM to talk about itself a little more, in terms of its identity, purpose and values, as well as the services it provides to Manitoba credit unions.
With its own career listings, "working at CUCM" pages, and community engagement story, visitors and prospective employees should come away with a more complete picture of this vital credit union support organization.
Manitoba's Credit Unions site refreshed
CUCM is also pleased to announce the launch of a refreshed public “Manitoba's Credit Unions” website, creditunion.mb.ca, for members of the public who want to learn more about credit unions and what they have to offer.
(We see you've found us. Welcome.)
In addition to general information about what makes credit unions unique, as member-owned co-operatives in the financial services industry, visitors can locate and connect to one of the 25 credit unions in the province, and use an interactive map to find one of their 180 locations. A similar map points them to the location of ATMs in Manitoba's (and Canada's) extensive credit union surcharge-free ATM network.
The site is bright, colourful, and succinct in its presentation of current facts and stats on Manitoba credit unions, the story of the financial co-operative system, and system career opportunities.
"The purpose of the site is to pique people's interest enough that they will take the next step and consider joining a Manitoba credit union," says Louise Smith, CUCM's VP of Knowledge and Strategy. "If credit unions see an uptick in traffic from our site, we'll have accomplished what we set out to do."